FinTech Software Development 

Becoming your fintech software development partner, we build secured, scalable systems for the fintech industry. 


Business Challenges We Solve

Data & Security Breaches

Risks and complexity of FinTech solutions are increasing all the time. Cyber-crime is making the targets more appealing than ever


and Compliance Laws

Regulatory compliance has become one of the most significant fintech industry challenges as a result of the dramatic increase in regulation

of Tech Talents

Developing successful products requires a vast pool of talent – people with the necessary skills and passion for creating exceptional solutions.



Changing user preferences and needs push businesses to quickly adapt, update and improve to stand out from the crowd of numerous competitors.

FinTech Domain Expertise

We can do much more and would be happy to share our expertise with you. So, feel free to contact us if you haven't found the needed service. We will be pleased to discuss this with you and find a suitable solution.

Success Stories



This startup became №1 in the world. Thanks to our engagement and business analysis, we spent 1/3 of the budget the customer aimed to spend, letting him grow fast and invest more in marketing. The best email template builder used by Amazon, McDonald's, Oracle, CocaCola, Airbnb, Uber, HP, and Cisco.

Tech solution & Platforms

The team we created became a dedicated offshore IT department for the customer and took responsibility for all technical jobs.



Flinqer brings together buyers and suppliers to optimize the use of available cash and ensure cash flows where and when it is needed most.

Tech solution & Platforms

We put all our experience in the SaaS business into this tool and helped our customers with MVP planning to keep it as cheap as possible and at the same time implement the most attractive features.



Trusted by over 7,000 businesses since 2000. Processing over 170,000 loads per month. Handling and managing more than 50,000 available vehicles of its clients. Making over £190M worth of contracts per year.

Tech solution & Platforms

We brought all experts into the development process covering all aspects and levels of this SaaS platform such as CI/CD, automated testing, Scrum, etc. That was a big push and a turning point in the life cycle of this system.



The complete system for an FX broker that handles all financial relations between a broker and its IBs organized in a multilevel hierarchy. Over 10 years on the market, presented in 12 countries, supporting over 15 languages, using more than 200 trade instruments of different kinds

Tech solution & Platforms

We were given the old system with many separate solutions with no integration and a lot of managing people supporting it.


Why choose ardas


Every hour of work is used efficiently.
Every movement and every hour paid for makes sense.

Estimation Accuracy

Our estimates are highly accurate and our team will complete the project on time.

Experts in Processes

For the past 17 years, we have refined our software development life cycle (SDLC) processes, drawing on our extensive experience delivering successful projects.

Cloud Expertise for Fintech

Our fintech development services provide comprehensive solutions from basic one-page websites to complex and powerful fintech solutions.

Budget in Control

No unplanned expenditure. We report on the time spent and plan the development of all subsequent stages.

Fast Scaling

We eliminate everything that doesn’t add value to a product and cut the delivery cycle to win time for improvements.

FinTech Software Development Proccess

Our Financial Software

Fintech Software Architecture

Every fintech software development company pays special attention to software architecture as it is the foundation of the product, the basis for its functionality and performance. So we start development after rebuilding and redesigning outdated architecture according to advanced tech requirements and business needs.

Real-Time Data Processing

Real-time data processing in custom fintech software development helps move from batch to immediate transaction processing. This gives users instant access to funds, increases transaction transparency, and helps detect and stop fraudulent activity instantly. In addition, real-time processing is vital for analyzing financial users' behavior. Such fintech software solutions improve the user experience and overall performance.

Integration Services

Integration is a new form of expanding product functionality, which allows you to access extremely complex features with minimal effort. That is why high-quality software development for fintech always involves creating clear and simple mechanisms for integrating third-party products, payment gateways, AI-based fraud detection and analytics systems, etc.

Financial Operations Automation

This applies to such fintech software development services as robotic process automation (RPA),  intelligent automation, implementation of AI and ML technologies, etc. Automation in fintech allows you to quickly and error-freely perform such processes as checking payables and receivables, managing document flow (creating invoices, financial reports, reconciliation of accounts, etc.), calculating wages, etc. Implementation of the necessary technologies reduces the risk of error to zero, increases product scalability and work processes transparency.

Antifraud and Security Solutions

There is probably no one greater leap forward than the building and launch of the space telescope known as the Hubble. While NASA has had many ups and downs, the launch and continued operation of the Hubble space telescope probably ranks next to the moon landings and the development of the Space Shuttle as one of the greatest space exploration accomplishments of the last hundred years.

An amazing piece of astronomy trivia that few people know is that in truth, only about ten percent of the universe is visible using conventional methods of observation. For that reason, the Hubble really was a huge leap forward.


Clients Say About Us


Dmitry Kulaksyz

CPO, Stripo

‘’Great job’’

We started in 2016 with an idea and built a very detailed MVP plan mostly thinking about how to compete in a very busy market. We investigated all disadvantages of existing builders and designed a WYSIWYG builder that saves 50% more time than others. Later in 2019 we supported AMP language by Google for dynamic emails and became one of a few builders with the best AMP support.

Project Dates   2017 - Present

Project Summary

This startup became №1 in the world used by Amazon, McDonald's, Oracle, CocaCola, Airbnb, Uber, HP, and Cisco.

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Alex Mladenovich

Product Manager, UK

‘’Removed Problems From Us’’

Ardas was tasked with the re-development of our mature SaaS application. They initially helped us with our new hosting architecture before working with us to re-design and develop all elements of the application.

Project Dates   2007 - Present

Project Summary

Today we are proud to be a part of the highly technical and very successful SaaS solution. Building long-lasting relations is never easy, we have been accurate with all the details through the years.

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Michael O'Sullivan


‘’Ardas is very flexible’’

I have been working with Andrew and Ardas's team as CTO of INFINOX Global as a principal financial services client. Ardas's passion really stands out. I frequently connect the team to discuss strategic decisions and plans for the future.

Project Dates  2014 - Present

Project Summary

After successfully transforming this solution into an automated system we entered long-term support and evolution cycle and still update and tune this system according to customer requirements.

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How To Build A Fintech Software?

First of all, you have to understand what problem your potential customers are facing or address just one of their needs (and do it better than your competitors) and implement it in custom fintech solutions. Fintech and banking are highly regulated industries. A thorough understanding of this exceedingly complex domain's intricacies is essential, including the regulatory bodies, laws, legal constraints, and obligations. The significance of the latter has grown significantly after the implementation of GDPR.

Is Fintech Software Development Outsourcing A Good Idea?

Having the right people by your side is one of the ingredients of a successful startup. However, attracting highly skilled financial app developers and expanding your team in your physical location can be difficult, mainly if talent is scarce. An additional point that can’t be overlooked is the simple fact that experienced engineers in the USA don’t come cheap. The best decision is to hire fintech software engineers offshore and to consider a more cost-effective location such as Eastern Europe. It can help you build a powerful team or even find specialists with specific domain knowledge or relevant experience, all at a reasonable cost.

What Technologies Are Used In Fintech Development?

To deal with complex fintech products, custom software development is essential. Depending on third-party content management systems or frameworks to manage all of your transactions is not feasible. Additionally, you will require a level of performance that no pre-existing solution can offer. The tech stack that most software providers use for fintech software development includes programming languages such as C/C++, Python, Javascript and Java.

How Do You Make A Highly Secure And Compliant Financial Platform?

Since custom fintech solutions deal with extremely sensitive information, it is unsurprising that the financial industry is among the most strictly regulated. The ISO/IEC 27001 standard belongs to the extensive family of cybersecurity standards known as ISO/IEC 27000. This standard provides guidelines and appropriate protocols for mitigating security risks, particularly in managing financial data.

How Does Fintech Impact On Banks?

Digital transformation trends and evolving customer expectations have compelled banks to revamp their operations to stay current. The emergence of new competition from FinTechs, digital banks, and mobile-only banks has presented traditional banks with fresh challenges. Although conventional banks offer the same services as fintech saas solutions, some key differences between the two make one more attractive.

Our Expertise in FinTech Development is Now Yours

Leave a request and our business developers will contact you within 1 business day

Chief Executive Officer